Locksmith Insurance

Having the right locksmith insurance at an affordable rate can protect your business from potential risks and liabilities. Trust our insurance experts to help you secure your business’s future with confidence.

Affordable Insurance for Locksmiths &
Cerrajeros in Colorado​

Whether you’re rekeying locks, unlocking vehicles, or installing commercial access
systems, your locksmith business faces unique risks every day. A simple slip, scratch
on a customer’s car door, or misplaced tool can cost you big. That’s why locksmiths
and cerrajeros across Colorado turn to Prime Insurance & Business Services for fast,
affordable, and job-ready insurance coverage.

✅ What Insurance Do Locksmiths Need?

We specialize in custom insurance policies for locksmiths and mobile cerrajero
services. Our plans are designed to protect your business, equipment, and
reputation—while helping you qualify for more jobs.

Recommended Locksmith Insurance Coverage:

  • 🔒 General Liability Insurance – Covers property damage and bodily injury. Example: A client trips over your toolbox or you accidentally damage a door.
  • 🚐 Commercial Auto Insurance – Covers your locksmith van and all equipment in transit.
  • 💼 Workers’ Compensation – Required in Colorado if you have employees. Covers injuries that happen while working in the field (ex: cuts, slips, strain).
  • 🧰 Tools & Equipment Coverage – Optional coverage for locksmith tools in case of theft, fire, or damage.

📄 Need a Certificate of Insurance (COI) Fast?

Many apartment complexes, property managers, and car dealerships require proof of
insurance to hire locksmiths. We can issue same-day COIs and include:
​
✔️ Additional Insured Endorsements
✔️ Waiver of Subrogation
✔️ Primary & Non-Contributory Wording
✔️ Vehicle and equipment-specific endorsements

Whether you’re bidding on a commercial contract or getting set up with AAA or
roadside assistance programs, we’ll make sure your insurance meets their exact
requirements.

🌟 Why Locksmiths Choose Us

  • ️​️️We work with mobile locksmiths, commercial locksmiths, and cerrajeros across Colorado
  • Familiar with the tools, exposures, and coverage limits you actually need
  • Fast service, bilingual support (English & Español)
  • We explain your policy so you actually understand it

️ ¿Busca un seguro para cerrajeros?

Ofrecemos seguros para cerrajeros que trabajan por cuenta propia o que tienen
empleados. Podemos ayudarte con:
  • Seguro de responsabilidad general
  • Seguro comercial para vehículos de cerrajería
  • Compensación para trabajadores
  • Certificados de seguro para contratos con propietarios, empresas o el gobierno

Hablamos español. ¡Llámanos hoy para una cotización gratis! 303-459-2059

📞 Ready to Get a Quote?

We make it easy to get Locksmith Business Insurance that meets your needs and
grows with your business. Protect your tools, your clients, and your future with
coverage that works as hard as you do.

👉 Call us today or request a fast, free quote online. (303) 459-2059
(303) 459-2059
12203 E Iliff Ave 
Unit J
Aurora, CO 80014
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